Author: aussavadmin

Ten shopping pitfalls to avoid and save you money

Top Ten Ways To Save Aussie Saver provides you with simple saving solutions – money saving tips and household budgeting advice that you can put into action today! Your Project Name Complete Corporate Identity We Rethought Everything The Results Were Amazing Vivamus ipsum velit, ullamcorper quis nibh non, molestie tempus sapien. Mauris ultrices, felis ut eleifend auctor, leo felis vehicula quam, ut accumsan augue nunc at nisl. Vivamus ipsum velit, ullamcorper quis nibh non, molestie tempus sapien. Mauris ultrices, felis ut eleifend auctor, leo felis vehicula quam, ut accumsan augue nunc at nisl. Live Project We Rethought Everything Complete Corporate Identity Interested In Working With Us? Get In...

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Tips for Savings on Energy Costs

1. On hot summer days, cook with the BBQ or microwave. 2. Going on a holiday? Turn your hot water system so it is not wasting energy and your money maintaining it’s set thermostat temperatures. 3. To save money on your energy bill you need to understand the various electricity tariffs charged by your service provider, including the substantial savings you can obtain by taking advantage of off-peak tariffs. 4. Rather than leaving appliances of standby, turn them off.  Stand-by power can account for up to 9% of your power bill, and really is just a waste of money and electricity. 5. Defrost your freezer regularly.  It won’t have to work as hard, saving you money. 6. Regularly check the seals on your fridge and freezer to ensure cold air is not escaping (and causing the appliance to work overtime) 7. Make use of energy saving power boards. 8. To ensure your air-conditioning unit is running efficiently, clean the filter pads regularly. 9. Rediscover the pressure cooker. A pressure cooker uses about 25% less energy than other cooking methods. 10. Hang your washing outside instead of using the dryer.  Using a clothes drier for just 20 minutes a day wastes about 596 kWh of power a year. 11. Save 10% of your air-conditioning bill by increasing the temperature by just one degree. 12. Connect your hot water system to...

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Six ways to resist getting a personal overdraft

The lure of the constant stream of cash being available in your personal account may seem like a good thing – until it comes time to pay it back. With no end date, super high interest rates and the ability to increase an overdraft relativity easily, these banking products are one thing anyone trying to save should stay away from. The problem is that people find this cash cushion reliable, can continue to extend their overdraft rather than decrease their spending. Here are some ways to avoid that trap and stay cash happy.   1. Ask your bank if you have an overdraft attached to your account. If so, ask for it to be removed. 2. Budget! Don’t let your account go below a zero balance. 3. Check your bank balance regularly – daily if you have to. 4. Make sure you have the right bank account that does not allow an overdraft to be attached. 5. If you have a credit card, consider increasing its limit instead (is its interest rate lower)? Then stick with it. 6. Consider the effect your credit rating. Limit or close your overdraft as soon as you can to stop potential overspending....

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Ten ways to save on car servicing

Find significant savings when it comes to serving your car with these ten tips that will keep you on the road safely. Beep! Beep! 1. Avoid financial disasters and include the cost of car serving in your budget. Depending on the age of your car, also include an amount for general wear and tear and maintenance. 2. Check your owner’s handbook for the correct servicing intervals.  Try to stick to these, and avoid the temptation to skip services. 3. The average cost of servicing a car is $620 in Australia.  Skipping your next service will only lead to breakdowns and costly repairs.  Engine repairs can cost as much as $5,000, and course there is the costs of towing your car when it breaks down, and the costs of having to get a replacement vehicle while your car is being repaired. 4. Remember, a complete service history adds value to your car at resale time. 5. If you are cutting out servicing to save cash, remember it is not necessary to have your car serviced at the dealer you bought the car from.  Any reputable mechanic can service your car and complete your service and complete your log book. 6. Try to plan ahead and include car services into your budget so that service costs don’t get on top of you. 7. When you notice a problem developing with your...

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